Whether you believe in Whole Life or Universal Life 21st Century Finanical sees the cash value market as one of three different product designs…

1. “Permanent Term” This product fits the client who wants the lowest possible price for permanent coverage without regard to cash value. We have plans that price awfully close to 30 year term.

2. “Tax Preferred Income” This product fits the client who is looking for supplemental retirement income in the using withdrawals to basis followed by loans. Guaranteed Tax free income at retirement is a powerful sales story.

3. “Limited Payment” We know that lots of clients still want to pay-off their house early and lots of them want to pay off their life insurance early too. We still have companies that sell Life Paid up at 65 and even 10 or 20 pay life. Grandparents buying for juveniles and executives with estate planning needs can both benefit.

The key to all 3 designs is quality guarantees for your client – and YOUR E&O – we have them with top companies that pay you top compensation. With 21st Century Financial you also have the ability to earn bonuses based on your production with ALL of the companies we represent.


 

	We Represent
	Allianz Life Americo Aviva Life GENWorth Life General American Life GPM Life Illinois Mutual MTL Life North American Old Mutual Group West Coast Life Does your Agency have Coverage?

Last Updated:
06/29/2007